Option to Own
If you have lost your home to foreclosure, or are wondering how you will ever be able to own your own home, the ”Bounce Back to Home Ownership: Option to Own” program is the opportunity to gain confidence in making long-term, financial decisions.
Led by the VHB Housing Coaches, the core of this program is an extensive financial education. Option To Own participants develop a plan that allows them to live in their future home for three to five years as they repair their credit, save for a down payment, and plan a household budget that will help sustain a home. At the end of the program, participants should be ready to purchase the home.
To be eligible for the Option To Own program, participants cannot currently own a home and income must not exceed 80% of San Joaquin County Area Median Income limits.
Classes are taught by HUD Certified Housing Coaches
Bounce Back to Home Ownership
"At the end of the program, participants should be ready to purchase the home."
After you’ve completed the class, make an appointment with one of our housing coaches to discuss your options, followed by developing a plan for success.
Register for our class by downloading the application name VHB Homeownership & Rental Center Program. Return the completed form to Visionary Home Builders, along with the class fee of $50 per person, in the form of a money order, payable to Visionary Home Builders of California, Inc. A separate fee of $18.40, also in the form of a money order, is required to cover the credit report fee.
Download the application named Certificate Request Form and have your lender request a Certificate of Completion.
You will explore home loans, down payment assistance options and develop a plan to reach your financial goals. You will have regular communication with your coach from the beginning of the process to the day you receive your keys!
Forms & Flyers
Programa para opción de comprar casa
“Thanks to Visionary Home Builders, my family and I got the opportunity to purchase our first home. They gave us the resources for financing and down payment assistance through the Option to Own program. Now we are homeowners and have an established home for our kids to grow up in. The VHB Home Ownership & Rental Center staff helped us from beginning to end."
– Anna Mendoza, Option to Own
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